Equifax Inquiry Disputes Settlement
Checked October 15, 2026 against the official notice · Edited by Ferhat Abdullahoglu
Free to check. We remind you before deadlines. You file on the official site.
You may qualify for a payment from a class action settlement if you disputed a hard inquiry on your Equifax credit report between October 4, 2016, and March 27, 2026, and Equifax responded with a specific letter, or if you disputed a hard inquiry between August 31, 2021, and March 27, 2026. Payments are expected to be approximately $100, $300, or $400, depending on your group, and the actual amount can go up or down based on the number of claims submitted.
Who qualifies
- Between October 4, 2016 and March 27, 2026.
- Anywhere in the United States.
“All persons residing in the United States and its Territories for whom (a) Equifax’s records reflect that (i) Equifax received a mailed letter disputing one or more hard inquiries between October 4, 2016 and March 27, 2026, and (ii) whose inquiry dispute was coded as “not mine” (001) or “unauthorized” (383) by Equifax…”From the court-approved notice
What you can get
Cash payment for Certified Group
approximately $300
Proof: None
Cash payment for General Dispute Group
approximately $100
Proof: None
Cash payment for New York Subclass
approximately $400
Proof: None
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
- 1. Check that the class description above fits you.
- 2. File on the official claim form by November 29, 2026. It usually takes a few minutes.
Key dates
When settlements pay, and what can delay it.
Is this settlement legit?
Yes. It's a court-approved class action settlement in the U.S. District Court, Eastern District of New York (case 1:19-cv-06701). The official site is equifaxdisputeclassaction.com. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.