Equifax Credit Score Coding Error Settlement
Checked October 10, 2026 against the official notice · Edited by Ferhat Abdullahoglu
If Equifax reported a wrong credit score about you to a lender between March 17 and April 8, 2022 because of its coding error (class members are identified by Equifax and notified by email or mail), you can file a claim for a payment by December 28, 2026.
Who qualifies
- Between March 17, 2022 and April 8, 2022.
- Anywhere in the United States.
- Most people in the class got a notice by mail or email with a Claim ID.
“All individuals in the United States for whom a credit score or credit attribute that differed from what it would have been absent the OMS Issue, according to the OMS Analysis, was reported by Equifax to a third party in connection with a Class Transaction (the OMS Issue is a computer coding issue Equifax experienced…”From the court-approved notice
How to file
- 1. Check that the class description above fits you.
- 2. Find the Claim ID on the notice you got by mail or email.
- 3. File on the official claim form by December 28, 2026. It usually takes a few minutes.
Key dates
When settlements pay, and what can delay it.
Is this settlement legit?
Yes. It's a court-approved class action settlement, run by Verita. The official site is equifaxfaircreditreportingsettlement.com. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.