Equifax Data Breach Settlement
Checked October 15, 2026 against the official notice · Edited by Ferhat Abdullahoglu
This settlement closed on January 22, 2024
If you filed, payments follow the court's final approval (hearing January 13, 2020). Companies with one settlement often face another.
If you were impacted by the Equifax data breach, you could have claimed reimbursement for out-of-pocket losses and time spent, or credit monitoring services. Payments for time spent and alternative compensation may be substantially lowered and distributed on a proportional basis, meaning the amount you receive could be a small percentage of your initial claim.
Who qualifies
- Between September 1, 2017 and September 30, 2017.
- Anywhere in the United States.
“You are a Settlement Class Member if you are among the approximately 147 million U.S.”From the court-approved notice
What you can get
Cash payment for time spent
$25 per hour for up to 20 hours
Proof: Description of actions and time associated; documentation for more than 10 hours
Cash payment for out-of-pocket losses
Up to $20,000
Credit monitoring services
At least four (4) years of three-bureau credit monitoring
Cash alternative reimbursement
Up to $125
Proof: Certification of existing credit monitoring/protection services
Free identity restoration services
7 years of free assisted identity restoration services
Proof: None
What proof means here: To claim reimbursement of more than 10 hours of Time Spent during the Initial Claims Period and Extended Claims Period, you must have also provided reasonable documentation of fraud, identity theft, or other alleged misuse of your personal information fairly traceable to the Data Breach (i.e., letter from IRS or bank or police report).
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
The claim deadline has passed. If you filed, payments follow the court's final approval.
Key dates
When settlements pay, and what can delay it.
Is this settlement legit?
Yes. It's a court-approved class action settlement in the U.S. District Court for the Northern District of Georgia (case 1:17-md-2800-TWT), run by JND. The official site is equifaxbreachsettlement.com. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.