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Wells Fargo Unauthorized Account Settlement

Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu

You may be eligible for a payment from a class action settlement if you had an unauthorized Wells Fargo credit, checking, or savings account, or authorized identity theft protection service, since May 2002. Payments are intended to compensate for fees paid in connection with unauthorized accounts and damages caused by harm to credit, and the amount can go up or down depending on the number of claims.

Who qualifies

  • From May 1, 2002.
  • Anywhere in the United States.
  • Products: credit accounts, checking accounts, savings accounts, identity theft protection service.
“The Settlement includes customers who had certain unauthorized Wells Fargo credit, checking, or savings accounts, or authorized identity theft protection service, since May 2002.”From the court-approved notice

What you can get

Total settlement fund$142M

These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.

How to file

The claim deadline has passed. If you filed, payments follow the court's final approval.

Key dates

Final approval hearingMay 30, 2018
Claim deadlineJuly 7, 2018
PaymentsAfter final approval

When settlements pay, and what can delay it.

Is this settlement legit?

Yes. It's a court-approved class action settlement. The official site is wfsettlement.com. You never pay to file a claim. How to check a settlement notice.

Related settlements

ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.