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State Farm Total Loss Litigation

Checked October 15, 2026 against the official notice · Edited by Ferhat Abdullahoglu

This settlement closed on August 19, 2026

If you filed, payments follow the court's final approval (hearing July 15, 2026). Companies with one settlement often face another.

See open vehicles settlements

This settlement is for State Farm policyholders in Arkansas whose vehicles were declared a total loss between November 29, 2016, and October 18, 2021, and whose claim payment was based on an Audatex report with a typical negotiation adjustment. Eligible class members can receive a cash payment equal to 68% of the Typical Negotiation Adjustment amount, which can go up or down depending on the number of claims.

Who qualifies

  • Between November 29, 2016 and October 18, 2021.
  • In AR.
“All persons who made a first-party claim on a policy of insurance issued by State Farm Mutual Automobile Insurance Company to an Arkansas resident where, from November 29, 2016, through October 18, 2021, State Farm Mutual Automobile Insurance Company determined that the vehicle was a total loss and based its claim pay…”From the court-approved notice

What you can get

Cash payment

68% of the TNA Amount

Proof: None

Total settlement fund$15.6M

These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.

How to file

The claim deadline has passed. If you filed, payments follow the court's final approval.

Key dates

Opt-out and objection deadlineJune 25, 2026
Final approval hearingJuly 15, 2026
Claim deadlineAugust 19, 2026
PaymentsAfter final approval

When settlements pay, and what can delay it.

Is this settlement legit?

Yes. It's a court-approved class action settlement in the United States District Court for the Eastern District of Arkansas (case 4:21-cv-1161), run by Rust Consulting. The official site is statefarmartotallosslitigation.com. You never pay to file a claim. How to check a settlement notice.

Related settlements

ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.