Rando Refunds
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
People who paid for credit repair services from Michael and Valerie Rando, The Credit Game, or Credit University are receiving payments. The FTC is sending over $3.5 million to 9,224 people who were harmed by these alleged credit repair scams.
Who qualifies
- Anywhere in the United States.
“The FTC is sending 9,224 payments totaling more than $3.5 million to people who paid for credit repair services from Michael and Valerie Rando, the owners of an alleged credit repair business that used many names including The Credit Game and Credit University.”From the court-approved notice
What you can get
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement, run by the refund administrator. The official site is ftc.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.