Capital One 360 Savings Account Interest Rate Litigation
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
Consumers who held a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, are eligible for a cash payment from a $425 million settlement fund. Class members do not need to file a claim form to receive a payment, but the amount of the payment has not yet been determined and will be distributed after an appeal is resolved.
Who qualifies
- Between September 18, 2019 and June 16, 2025.
- Anywhere in the United States.
- Products: Capital One 360 Savings account.
“If you are or were a Capital One 360 Savings account holder at any time from September 18, 2019, through June 16, 2025, you are eligible for benefits from a $425 million class action settlement.”From the court-approved notice
What you can get
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Key dates
When settlements pay, and what can delay it.
Is this settlement legit?
Yes. It's a court-approved class action settlement in the United States District Court for the Eastern District of Virginia (case 1:24-md-03111-DJN), run by Epiq. The official site is capitalone360savingsaccountlitigation.com. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.