Residential Credit Solutions, Inc. (CFPB payments)
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
This is a payment program from the CFPB for consumers harmed by Residential Credit Solutions, Inc.'s mortgage servicing practices. Consumers who were affected by the alleged misconduct may have received a payment.
Who qualifies
“We alleged that the mortgage servicer failed to honor modifications for loans transferred from other servicers, treated consumers as if they were in default when they weren’t, sent consumers escrow statements falsely claiming they were due a refund, and forced consumers to waive their rights in order to get a repaymen…”From the court-approved notice
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement (case 2015-CFPB-0019), run by Rust Consulting, Inc.. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.