Payday Loan Debt Solution, Inc. (CFPB payments)
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
The CFPB investigated Payday Loan Debt Solution, Inc. (PLDS) for violating consumer-protection laws by charging fees before settling payday loan debts. Consumers who were enrolled in a PLDS debt relief program between October 27, 2010, and May 15, 2012, were eligible to receive compensation.
Who qualifies
- Between October 27, 2010 and May 15, 2012.
- Anywhere in the United States.
“CFPB mailed checks to eligible consumers who were enrolled in a Payday Loan Debt Solution, Inc.”From the court-approved notice
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement (case 12-cv-24410-MARTINEZ-MCALILEY), run by Epiq Systems, Inc.. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.