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Navient Student Loan Settlement

Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu

This settlement provides debt cancellation for certain private student loan borrowers and restitution payments for federal student loan borrowers. Eligible private loan borrowers will have their remaining loan balance cancelled, and eligible federal loan borrowers will receive a payment of approximately $260.

Who qualifies

  • Anywhere in the United States.
  • Products: Direct Loan Program loan, FFEL Program loan, private subprime student loans.
“Under the terms of the settlement, Navient will cancel the remaining balance on $1.7 billion in subprime private student loan balances owed by more than 66,000 borrowers nationwide.”From the court-approved notice

What you can get

Published payment$260
Total settlement fund$1850M
ProofNo proof needed

These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.

How to file

There's nothing to file: class members are paid automatically once the settlement is final.

Is this settlement legit?

Yes. It's a court-approved class action settlement, run by Rust Consulting. The official site is navientagsettlement.com. You never pay to file a claim. How to check a settlement notice.

Related settlements

ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.