Main Street Personal Finance, Inc. (CFPB payments)
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
The CFPB found that Main Street Personal Finance, Inc. and Approved Cash Advance engaged in deceptive practices, failed to refund overpayments, and used unfair debt collection practices. Payments were administered to consumers harmed by these practices, but the payment period is now closed.
Who qualifies
“The Bureau found that Main Street/Approved Cash provided deceptive finance charge disclosures in violation of the Consumer Financial Protection Act (CFPA) and the Truth in Lending Act (TILA), violated the CFPA and TILA by failing to refund overpayments on its loans, and violated the CFPA by engaging in unfair debt col…”From the court-approved notice
How to file
- 1. Check that the class description above fits you.
- 2. File on the official claim form. It usually takes a few minutes.
Is this settlement legit?
Yes. It's a court-approved class action settlement (case 2020-BCFP-0003), run by Epiq Global. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.