Freedom Debt Relief, LLC (CFPB payments)
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
Consumers who were charged by Freedom Debt Relief, LLC without their debts being settled as promised, or were misled about fees and the company's ability to negotiate with creditors, may have been eligible for restitution. This matter is now closed, and payments were distributed between October 2020 and December 2022.
Who qualifies
- Anywhere in the United States.
“The Bureau alleged that Freedom violated the CFPA by charging consumers without settling their debts as promised, charging consumers after having them negotiate their own settlements with creditors, and misleading consumers about the company’s fees and ability to negotiate directly with all of a consumer’s creditors.”From the court-approved notice
What you can get
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement in the U.S. District Court (N.D. Cal.) (case 3:17-cv-06484-EDL), run by RUST Consulting, LLC. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.