FirstCash - Military Lending Act
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
You may be eligible for a payment if you are a covered servicemember or dependent who took out a pawn loan from FirstCash between October 3, 2016, and six months after July 11, 2025, with certain violations of the Military Lending Act. If eligible, you will receive a payment, and you can elect to receive it via Virtual Prepaid Card, PayPal, Venmo, or Zelle instead of a paper check.
Who qualifies
- From October 3, 2016.
- Products: pawn loans.
- Most people in the class got a notice by mail or email with a Claim ID.
“"Affected Consumers" includes any consumer who, between October 3, 2016, and six months after the Effective Date of July 11, 2025, and as exclusively determined through the processes set forth in paragraph 20 of this Stipulated Final Judgment and Order, met the definition of "covered member" or "dependent" in 10 U.S.C.”From the court-approved notice
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement in the United States District Court for the Northern District of Texas, Fort Worth Division (case 4:21-cv-01251-P), run by Simpluris. The official site is firstcashsettlement.com. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.