Credit Karma Settlement
Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu
This settlement provides payments to people who wasted time applying for "pre-approved" credit offers from Credit Karma that they were ultimately denied. If you filed a valid claim and didn't cash a previous check or accept a PayPal payment, you may receive a Zelle payment.
Who qualifies
- Anywhere in the United States.
“The FTC is sending Zelle payments to people who requested compensation for their time spent responding to credit offers from Credit Karma and didn’t cash their check or accept their PayPal payment.”From the court-approved notice
What you can get
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
- 1. Check that the class description above fits you.
- 2. File on the official claim form. It usually takes a few minutes.
Is this settlement legit?
Yes. It's a court-approved class action settlement. The official site is ftc.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.