Climb Credit (CFPB payments)
Checked October 15, 2026 against the official notice · Edited by Ferhat Abdullahoglu
Free to check. We remind you before deadlines. You file on the official site.
Consumers who were charged undisclosed origination fees by Climb Enterprise may be eligible for a refund. The amount of the refund will cover the undisclosed origination fee.
Who qualifies
“Affected consumers may receive a refund because Climb Enterprise did not include origination fees in the amount of the finance charge in their Final Truth in Lending (TILA) Disclosures.”From the court-approved notice
What you can get
Refund for undisclosed origination fee
the undisclosed origination fee
These are the amounts the settlement publishes. Shares of a fund depend on how many people file: what pro rata means.
How to file
- 1. Check that the class description above fits you.
- 2. File on the official claim form. It usually takes a few minutes.
Is this settlement legit?
Yes. It's a court-approved class action settlement (case 1:24-cv-07868), run by Rust Consulting. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.