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Fees and banking

CFPB v. Performant Recovery

Checked October 14, 2026 against the official notice · Edited by Ferhat Abdullahoglu

Consumers who were affected customers of Performant Recovery, a student loan debt collection company, are receiving a refund. These consumers do not need to send the CFPB any information and can cash their check right away.

Who qualifies

  • Anywhere in the United States.
  • Products: student loan debt collection.
“consumers who were identified as an affected customer of Performant Recovery, a student loan debt collection company.”From the court-approved notice

How to file

There's nothing to file: class members are paid automatically once the settlement is final.

Is this settlement legit?

Yes. It's a court-approved class action settlement (case 2024-CFPB-0016), run by RUST Consulting. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.

Related settlements

ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.