Flagstar Bank, F.S.B. (CFPB payments)
Checked October 15, 2026 against the official notice · Edited by Ferhat Abdullahoglu
Free to check. We remind you before deadlines. You file on the official site.
This is a closed government refund program from the Consumer Financial Protection Bureau (CFPB) for consumers harmed by Flagstar Bank, F.S.B.'s mortgage servicing practices. Payments were distributed between September 25, 2015, and December 22, 2017.
Who qualifies
“The CFPB alleged that Flagstar violated the loss mitigation provisions of the 2013 RESPA Mortgage Servicing Final Rule, and committed deceptive acts or practices by misrepresenting borrowers’ right to appeal the denial of a loan modification under the Consumer Financial Protection Act of 2010 (CFPA).”From the court-approved notice
How to file
There's nothing to file: class members are paid automatically once the settlement is final.
Is this settlement legit?
Yes. It's a court-approved class action settlement (case 2013-0988-02), run by Epiq Systems, Inc.. The official site is consumerfinance.gov. You never pay to file a claim. How to check a settlement notice.
Related settlements
ClaimWell summarizes the official notice so it's easier to read. It isn't legal advice; the official settlement site is the authority on who qualifies and what each claim pays.