What the numbers say
Of the 53 open settlements on ClaimWell today, 31 pay at least one benefit without proof, and 3 ask for no proof at all. Data breach settlements are the usual case: almost all of them pay a flat amount without receipts and more if you can document losses.
Three kinds of claims
- No proof. You confirm on the form that you're in the class. Common for app, privacy and data breach settlements.
- A notice or Claim ID. The settlement already knows who's in the class, from a company's records, and sent each person a notice. The Claim ID is the proof.
- Records. Receipts, bank statements, a VIN or repair invoices, for product and vehicle settlements and for the larger "documented losses" payments.
What counts as proof
Whatever the claim form lists. For losses after a data breach that's usually receipts or statements showing money you spent, such as credit freezes, replacement IDs or postage. Notes you write yourself can support other proof but aren't enough on their own. For product settlements, an order history or a photo of the product often works.
Filing without proof is still a promise
When a settlement asks for no proof, you still sign that the class description fits you, under penalty of perjury. Administrators check claims, reject ones that don't qualify, and can refer fraud. File only for settlements that describe you.
On ClaimWell every settlement shows its proof rule, and the no proof needed page lists the ones that ask for none.